Archive for October, 2009

Inevitably, my clients that are behind on their mortgage payments and possibly facing foreclosure ask me, “What about a loan modification?”  Here’s my answer: Modifications are intended primarily for owner occupants.  Also, attempting a loan modification does not stop the foreclosure process. By the time the property owner finds out the bank won’t cooperate on […]


At the dawn of the foreclosure crisis/global meltdown, I speculated that we would see 3 things increase: 1. Layaway 2. Customer Service Quality 3. Road Rage As of this week, I would say I’m 3 for 3.  K-Mart’s offering layaway, surly servers have taken a hike (I got a call from VisionWorks the other day, […]